Cookie Policy

Last updated: 5 May 2026 • Version: 1.0

1. About cookies

Cookies are small text files stored on your device when you visit a website. They help websites remember information about your visit, such as your login status and preferences.

This policy explains which cookies Repayas uses and why.

2. What cookies we use

Repayas uses a minimal set of cookies. We do not use advertising cookies. We do not allow third-party advertisers to set cookies through our service. We do not sell cookie data.

Strictly necessary cookies

These cookies are essential for the Repayas service to work. They cannot be switched off in our system.

Cookie namePurposeDuration
repayas_sessionMaintains your logged-in sessionSession (until browser close)
repayas_authAuthenticates your account30 days
repayas_csrfProtects against cross-site request forgerySession
repayas_preferencesRemembers your account preferences1 year

Functional cookies

These cookies improve your experience but are not essential.

Cookie namePurposeDuration
repayas_last_viewedRemembers the last page you viewed7 days
repayas_sidebar_stateRemembers if you collapsed the sidebar30 days

Analytics cookies

We use a privacy-respecting analytics service to understand how Repayas is used in aggregate. These cookies do not identify you personally.

Cookie namePurposeDuration
_pa_sessionTracks anonymous session for product improvement30 minutes

We do not use Google Analytics or any advertising tracker.

3. Cookies set by third parties

When you use certain features, third-party services may set their own cookies:

  • TrueLayer — when you connect a bank account, TrueLayer sets cookies during the authentication flow. See TrueLayer's privacy policy.
  • Stripe — when you enter payment details, Stripe sets cookies to detect fraud and complete the transaction. See Stripe's privacy policy.

These third-party cookies are governed by the privacy policies of those services.

4. Managing cookies

You can control cookies in several ways:

Browser settings

All modern browsers let you block or delete cookies. See instructions for:

Blocking essential cookies will prevent Repayas from working properly. You will not be able to sign in or use the service.

Opting out of analytics

You can opt out of analytics cookies from your account settings at any time.

5. Do Not Track signals

Repayas respects browser Do Not Track signals. If your browser sends a Do Not Track signal, we will not set analytics cookies.

6. Changes to this policy

We may update this Cookie Policy from time to time. The current version is always available at repayas.com/cookies.

7. Contact

For questions about cookies:

Email: privacy@repayas.com